As a condominium owner, you're in a unique position because you have both common and individual insurance needs. While your condo association is typically responsible for the exterior of the units and the association's property, you’ll need protection for your personal property and from liability. Condo insurance can also help provide protection for certain additional assessment fees.
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Home/condo insurance provides you with comprehensive, cost-effective coverage for the structure of your home and your personal property, including:
- Property damage to your home, its attached structures and private structures such as a tool shed or freestanding garage.
- Theft or damage to your personal property, such as furniture or clothing, with worldwide coverage for covered perils.
- Personal liability protection for costs associated with injuries to persons or damage to the property of others for which you or a resident relative is legally responsible.
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